Systematic Withdrawal Plan (SWP) Calculator
Plan a regular income stream from your investments. Calculate how your corpus will perform with monthly withdrawals.
SWP Calculator
Adjust sliders to see the calculation.
What is a Systematic Withdrawal Plan (SWP)?
A Systematic Withdrawal Plan (SWP) is a facility that allows an investor to withdraw a fixed amount of money from their mutual fund scheme at regular intervals (e.g., monthly, quarterly). It is essentially the reverse of a Systematic Investment Plan (SIP). Instead of investing money, you are systematically redeeming it.
SWPs are an excellent tool for retirees or anyone looking to create a regular cash flow from their accumulated investments while allowing the remaining capital to continue growing.
How Our SWP Calculator Helps You Plan
- Income Planning: Determine how much you can safely withdraw each month without depleting your corpus too quickly.
- Investment Longevity: See how long your investment will last based on your withdrawal rate and expected market returns.
- Visualize Growth & Withdrawal: The chart and schedule help you understand the interplay between your withdrawals and the growth of your remaining investment over time.