Plan your retirement income withdrawals.
Plan a regular income stream from your investments. Calculate how your corpus will perform with monthly withdrawals.
Adjust sliders to see the calculation.
A Systematic Withdrawal Plan (SWP) is a facility that allows an investor to withdraw a fixed amount of money from their mutual fund scheme at regular intervals (e.g., monthly, quarterly). It is essentially the reverse of a Systematic Investment Plan (SIP). Instead of investing money, you are systematically redeeming it.
SWPs are an excellent tool for retirees or anyone looking to create a regular cash flow from their accumulated investments while allowing the remaining capital to continue growing.
Systematic Withdrawal Plan (SWP) allows you to withdraw a fixed amount monthly from your investment. It's useful for retirement income planning.
your total investment amount.
the monthly withdrawal amount.
the expected return rate.
how long your investment will last.
— withdraw 4% annually as a guideline.
— account for inflation in planning.
— balance withdrawals with growth.
— adjust based on market performance.