Adjust the inputs to see your retirement projection.
Employee Provident Fund (EPF) is a retirement savings scheme where both employee and employer contribute. It offers a guaranteed return and tax benefits.
your basic salary in Basic Salary.
your age and retirement age.
your contribution percentage.
your projected EPF balance at retirement.
employee contribution is 12% of basic.
voluntary contribution up to 100%.
around 8.25% (check latest).
eligible under 80C.
The Employee Provident Fund (EPF) is a mandatory retirement savings scheme for salaried employees in India, managed by the Employees' Provident Fund Organisation (EPFO). Both the employee and the employer contribute a portion of the employee's salary (typically 12% of the basic salary + dearness allowance) to the EPF account every month.
This corpus grows over time with the power of compound interest, which is declared by the EPFO annually. It serves as a significant financial cushion for individuals after retirement.
Our calculator helps you project the future value of your EPF savings at the time of your retirement. By providing a few key details, you can get a clear estimate of your financial standing:
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