Public Provident Fund (PPF) Calculator
Project the future value of your PPF investment and see how your savings can grow over 15 years.
Note: Investment is for 15 years. The interest is compounded annually.
Adjust sliders or inputs to see the maturity value. Maximum yearly investment is INR. 1,50,000.
Yearly Growth Projection
What is the Public Provident Fund (PPF)?
The Public Provident Fund (PPF) is a long-term savings cum investment product backed by the Government of India. It offers a fixed rate of interest (compounded annually) and significant tax benefits, making it one of the most secure and popular investment options for achieving long-term goals like retirement, children's education, or building a substantial corpus.
Key Features of the PPF Scheme
- Tenure: A PPF account has a lock-in period of 15 years, which can be extended in blocks of 5 years after maturity.
- Interest Rate: The interest rate is set by the government and reviewed every quarter. The interest is compounded annually.
- Tax Benefits: PPF enjoys an Exempt-Exempt-Exempt (EEE) status. This means the amount you invest is tax-deductible under Section 80C, the interest earned is tax-free, and the maturity amount is also completely tax-free.
- Investment Limits: You can invest a minimum of INR. 500 and a maximum of INR. 1.5 lakh in a financial year.
How Our PPF Calculator Can Help You
Our calculator simplifies the process of projecting your PPF investment's growth. By entering your planned yearly investment and the interest rate, you can instantly see:
- The estimated maturity value after 15 years.
- A clear breakdown of your total contributions versus the total interest earned.
- A year-by-year chart visualizing how your investment grows with the power of annual compounding.