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    2. Home
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    5. PPF Calculator

    PPF Calculator

    Calculate your PPF returns and maturity amount.

    2. Home
    3. Tools
    4. Financial Tools
    5. PPF Calculator

    Public Provident Fund (PPF) Calculator

    Project the future value of your PPF investment and see how your savings can grow over 15 years.

    PPF Calculator

    Note: Investment is for 15 years from account opening. The account matures after 21 years.

    Adjust sliders or inputs to see the maturity value. Maximum yearly investment is INR 1,50,000.

    Yearly Growth Projection

    What is the Public Provident Fund (PPF)?

    The Public Provident Fund (PPF) is a long-term savings cum investment product backed by the Government of India. It offers a fixed rate of interest (compounded annually) and significant tax benefits, making it one of the most secure and popular investment options for achieving long-term goals like retirement, children's education, or building a substantial corpus.

    Key Features of the PPF Scheme

    • Tenure: A PPF account has a lock-in period of 15 years, which can be extended in blocks of 5 years after maturity.
    • Interest Rate: The interest rate is set by the government and reviewed every quarter. The interest is compounded annually.
    • Tax Benefits: PPF enjoys an Exempt-Exempt-Exempt (EEE) status. This means the amount you invest is tax-deductible under Section 80C, the interest earned is tax-free, and the maturity amount is also completely tax-free.
    • Investment Limits: You can invest a minimum of ₹ 500 and a maximum of ₹ 1.5 lakh in a financial year.

    How Our PPF Calculator Can Help You

    Our calculator simplifies the process of projecting your PPF investment's growth. By entering your planned yearly investment and the interest rate, you can instantly see:

    • The estimated maturity value after 15 years.
    • A clear breakdown of your total contributions versus the total interest earned.
    • A year-by-year chart visualizing how your investment grows with the power of annual compounding.

    Frequently Asked Questions (FAQs)

    More Tools in Financial Tools

    What is PPF?

    Public Provident Fund (PPF) is a popular long-term savings scheme in India with tax benefits under Section 80C. It has a 15-year lock-in period with a guaranteed return.

    1Step-by-Step: How to Use This Tool

    1

    Enter

    your yearly contribution in Annual Deposit.

    2

    Set

    the investment duration (defaults to 15 years).

    3

    View

    the total interest and maturity amount.

    Best Practices for Best Results

    Tax saver

    — eligible for 80C deduction.

    15 year lock-in

    — extends in 5-year blocks.

    Partial withdrawal

    — allowed from year 7.

    Current rate

    — around 7.1% (check latest).